Privacy Policy

Goji ("we", "our", or "us") is committed to protecting your privacy. This Privacy Policy explains how we collect, use, disclose, and safeguard your information when you use our mobile application and related services. Please read this policy carefully. By using Goji, you agree to the practices described here.

1. Information We Collect

We collect the following categories of information:

Account Information

When you create an account, we collect your name, email address, and profile photo (if signing in via Google). We do not collect your password — authentication is handled securely by Google Firebase.

Financial Data

We collect financial information you manually enter into the app, including transaction amounts, descriptions, categories, account balances, budget limits, savings goals, and bill details. This data is stored securely in your personal account and is never sold to third parties.

Usage Data

We collect anonymized analytics about how you interact with the app (screens viewed, features used) to improve the product. This data cannot be used to identify you personally.

2. How We Use Your Information

We use the information we collect to:

• Provide, operate, and maintain the Goji app and its features
• Calculate your Safe to Spend amount and budget summaries
• Send you relevant in-app notifications and alerts you have opted into
• Improve and personalize your experience
• Respond to support requests
• Comply with legal obligations

We do not use your financial data to serve you advertisements, and we never sell your personal data to third parties.

3. Data Storage and Security

Your data is stored in Google Firebase (Firestore), a secure cloud database. All data in transit is encrypted via HTTPS/TLS. Access to your data is restricted to your authenticated account — no other user can access your information.

While we implement industry-standard security measures, no method of electronic storage or transmission is 100% secure. We encourage you to use a strong, unique password and enable biometric authentication within the app.

4. Data Sharing

We do not sell, trade, or rent your personal information. We may share data only in these circumstances:

• Service providers: Third-party vendors who assist in operating our services (e.g., Firebase, Vercel), bound by confidentiality agreements.
• Legal requirements: If required by law, court order, or governmental authority.
• Business transfers: In the event of a merger, acquisition, or sale of assets, your data may be transferred as part of that transaction.

5. Your Rights

You have the right to:

• Access: Request a copy of the personal data we hold about you.
• Correction: Update or correct inaccurate data through the app's Profile screen.
• Deletion: Permanently delete your account and all associated data at any time via Profile → Delete Account. Deletion is immediate and irreversible.
• Portability: Export your transaction data from within the app.
• Opt-out: Disable analytics and notification permissions at any time in your device settings.

6. Data Retention

We retain your data for as long as your account is active. If you delete your account, all personal data is permanently removed from our systems within 30 days. Anonymized, aggregated usage analytics may be retained indefinitely as they cannot be linked to you.

7. Children's Privacy

Goji is not directed to children under the age of 13. We do not knowingly collect personal information from children under 13. If you believe a child has provided us with personal information, please contact us and we will delete it promptly.

8. Changes to This Policy

We may update this Privacy Policy from time to time. We will notify you of significant changes by updating the "Last updated" date at the top of this page and, where appropriate, through an in-app notification. Continued use of Goji after changes constitutes acceptance of the updated policy.

9. Contact Us

If you have questions, concerns, or requests regarding this Privacy Policy, please contact us at: